Multibanco

Multibanco enables consumers to pay for a range of goods and services, including e-commerce, licenses, and taxes, post-purchase by bank transfer or with a Multibanco card at an ATM. Available at over 12,000 machines spread across the country, Multibanco is a core payment method for Portuguese consumers.

Key information


Available country codes	`PT`
Supported merchant locations	`European Economic Area (EEA), United Kingdom, Switzerland`
Supported currencies	`EUR`
API method name	`multibanco`
Supported API	Payments API , Orders API
Minimum transaction amount	EUR 0.01
Maximum transaction amount	EUR 5000.00
Session timeout	7 days
Supported operations	Full Auto-Capture Full refund Partial refund
Refund validity	456 days
Settlement delay	3 business days
First payment method	No
Recurring	No
Chargeback risk	No
Chargeback period	N/A
Resource pack	Available here
Payment details	Merchant can see payment details for Multibanco (entity and reference) for transaction created after after 3rd Nov 2025. The details can be fetched via our Get Payment API and it's also available in the merchant Web app. This allows the merchant to show this information to consumers and improve conversion by limiting error rates caused by manual entry.

Updated 17 days ago