Billink
This payment method is currently in beta. To activate Billink, contact your account manager or reach out to our support team.
Billink is a Buy Now Pay Later (BNPL) method popular with consumers in the Netherlands, Belgium, and Germany. Consumers can order now and pay Billink within 14 days, while you receive your funds from Mollie independently whether the consumer has paid Billink yet.
How it works
- The consumer selects Billink at checkout and is redirected to a Billink-hosted page.
- Billink runs a credit check. If the consumer doesn't pass it, they can complete the purchase immediately instead.
- If the credit check passes, the order is authorized.
- Once you ship the order and submit a capture, the consumer's 14-day payment term with Billink begins.
- Billink settles the captured amount to Mollie according to the settlement delay, regardless of whether the consumer has paid Billink.
Key information
| Available country codes | NL, BE, DE |
| Supported merchant locations | NL, BE |
| Supported currencies | EUR |
| Minimum transaction amount | EUR 0.01 |
| Maximum transaction amount* *The stated maximum transaction values does not guarantee acceptance. Billink performs an approval check for every payment attempt (e.g., based on customer and risk criteria) and may reject transactions even within the allowed limits. | EUR 2,500.00 |
| Session timeout | 60 minutes |
| Supported Operations | Full capture Manual capture Full refund Partial refund (multiple) |
| Refund validity | Billink does not have any refund expiry time. |
| Recurring | No |
| Settlement delay | 9 business days |
| Chargeback risk | Yes |
| Chargeback period | Chargeback Expiry Time: 180 Days Chargeback Challenge Time: 14 Days |
Integration details
| API method name | billink |
| Supported API | Payments API |
| Required fields | linesbillingAddress.familyNamebillingAddress.streetAndNumberbillingAddress.postalCodebillingAddress.citybillingAddress.countrybillingAddress.emailcaptureMode: manual |
| Resource pack | Available here |
Capturing the authorized funds
Billink only supports capturing the full authorized amount, partial captures aren't possible. Once you ship the order, create a capture for the full amount; the authorization is valid for 28 days from creation.
Refunds and Disputes
Both full and partial refunds are supported, with no time limit on when a refund can be requested.
If a consumer disputes a purchase, Billink contacts you directly by email and you have 14 days to respond. If you resolve the dispute yourself, you can issue a refund. If it isn't resolved in your favor, Billink applies a chargeback, deducted from your next settlement.
Updated 16 days ago