PayPal
PayPal is the most popular online wallet in the world, with over 400 million active users, of which 113 million are based in Europe.
How it works
Key information
| Available country codes | Global |
| Supported merchant locations | European Economic Area (EEA), United Kingdom, Switzerland |
| Supported currencies | Global |
| API method name | paypal |
| Supported API | Payments API , Orders API |
| Minimum transaction amount | Wallet balance, credit/debit cards, or bank accounts: No limit For HUF, TWD - cents not allowed. Set the cent amount to 00. Buy now, pay later: Pay in 4 (US): USD 30.00 (which eligible US consumers can use to pay in four, interest-free payments) Pay Monthly (US): USD 199.00 (which eligible US consumers can use to pay in 3, 6,12 or 24 monthly installments) Pay in 3 (UK): GBP 30.00 (which eligible UK consumers can use to pay in three, interest-free payments) PayPal Credit (UK): GBP 99.00 (which eligible UK consumers can use to pay interest free within the first 4 months) Pay in 4 (FR): EUR 30.00 (which eligible French consumers can use to pay in four, interest-free payments) Pay in 4 (AU): AUD 30.00 (which eligible Australian consumers can use to pay in four, interest-free payments) Pay Monthly (DE): EUR 99.00 (which eligible German consumers can use to pay in 3, 6,12 or 24 monthly installments) Pay in 30 (DE): EUR 1.00 (which eligible German consumers can use to pay within 30 days of purchase) Pay in 3 (ES): EUR 30.00 (which eligible Spanish consumers can use to pay in three, interest-free payments) Pay in 3 (IT): EUR 30.00 (which eligible Italian consumers can use to pay in three, interest-free payments) |
| Maximum transaction amount | Wallet balance, credit/debit cards, or bank accounts: Maximum subject to wallet balance, card limits or bank account balance (whichever is applicable). Buy now, pay later: Pay in 4 (US): USD 1,500.00 (which eligible US consumers can use to pay in four, interest-free payments) Pay Monthly (US): 10,000.00 (which eligible US consumers can use to pay in 3, 6,12 or 24 monthly installments) Pay in 3 (UK): GBP 2,000.00 (which eligible UK consumers can use to pay in three, interest-free payments) PayPal Credit (UK): none (which eligible UK consumers can use to pay interest free within the first 4 months) Pay in 4 (FR): EUR 2,000.00 (which consumers from France can use to pay in four, interest-free payments) Pay in 4 (AU): AUD 2,000.00 (which eligible Australian consumers can use to pay in four, interest-free payments) Pay Monthly (DE): EUR 5000.00 (which eligible German consumers can use to pay in 3, 6,12 or 24 monthly installments) Pay in 30 (DE): EUR 1,000.00 (which eligible German consumers can use to pay within 30 days of purchase) Pay in 3 (ES): EUR 2,00.00 (which eligible Spanish consumers can use to pay in three, interest-free payments) Pay in 3 (IT): EUR 2,000.00 (which eligible Italian consumers can use to pay in three, interest-free payments) |
| Session timeout | 6 hours |
| Supported operations | Auto capture Manual capture (currently in beta phase) Full refunds Partial refunds Multiple partial refunds |
| Refund validity | 180 days |
| Recurring | Yes |
| First Payment Method | Yes. Can be used as first payment Method for Recurring Payments . |
| Chargeback risk | Yes - between Paypal and customer. |
| Chargeback period | Within 8 weeks. If this period is over, the customer can choose to do an unauthorized Direct debit report with the bank within 13 months of payment. |
| Resource pack | Available here |
Auth and Capture
The PayPal integration supports a 2-step authorize and capture payment model.
Authorize a buyer's funds before you capture them, then settle the purchase later. An authorization places a hold on the funds and is valid for 29 days. For more detailed information see Place a hold for a payment guide.