PayPal is the most popular online wallet in the world, with over 400 million active users, of which 113 million are based in Europe.

Key information

Available country codesGlobal
Supported customer locationsGlobal
Supported currenciesGlobal
API method namepaypal
Supported APIPayments API , Orders API
Minimum transaction amountWallet balance, credit/debit cards, or bank accounts: No limit

For HUF, TWD - cents not allowed. Set the cent amount to 00.

Buy now, pay later:

Pay in 4 (US): USD 30 (which eligible US consumers can use to pay in four, interest-free payments)

Pay Monthly (US): USD 199 (which eligible US consumers can use to pay in 3, 6,12 or 24 monthly installments)

Pay in 3 (UK): GBP 30 (which eligible UK consumers can use to pay in three, interest-free payments)

PayPal Credit (UK): GBP 99 (which eligible UK consumers can use to pay interest free within the first 4 months)

Pay in 4 (FR): EUR 30 (which eligible French consumers can use to pay in four, interest-free payments)

Pay in 4 (AU): AUD 30 (which eligible Australian consumers can use to pay in four, interest-free payments)

Pay Monthly (DE): EUR 99 (which eligible German consumers can use to pay in 3, 6,12 or 24 monthly installments)

Pay in 30 (DE): EUR 1 (which eligible German consumers can use to pay within 30 days of purchase)

Pay in 3 (ES): EUR 30 (which eligible Spanish consumers can use to pay in three, interest-free payments)

Pay in 3 (IT): EUR 30 (which eligible Italian consumers can use to pay in three, interest-free payments)
Maximum transaction amountWallet balance, credit/debit cards, or bank accounts: Maximum subject to wallet balance, card limits or bank account balance (whichever is applicable).

Buy now, pay later:

Pay in 4 (US): USD 1,500 (which eligible US consumers can use to pay in four, interest-free payments)

Pay Monthly (US): 10,000 (which eligible US consumers can use to pay in 3, 6,12 or 24 monthly installments)

Pay in 3 (UK): GBP 2,000 (which eligible UK consumers can use to pay in three, interest-free payments)

PayPal Credit (UK): none (which eligible UK consumers can use to pay interest free within the first 4 months)

Pay in 4 (FR): EUR 2,000 (which consumers from France can use to pay in four, interest-free payments)

Pay in 4 (AU): AUD 2000 (which eligible Australian consumers can use to pay in four, interest-free payments)

Pay Monthly (DE): EUR 5000 (which eligible German consumers can use to pay in 3, 6,12 or 24 monthly installments)

Pay in 30 (DE): EUR 1000 (which eligible German consumers can use to pay within 30 days of purchase)

Pay in 3 (ES): EUR 2000 (which eligible Spanish consumers can use to pay in three, interest-free payments)

Pay in 3 (IT): EUR 2000 (which eligible Italian consumers can use to pay in three, interest-free payments)
Session timeout73 hours
RefundFull refunds
Partial refunds
Multiple Partial refunds
Refund validity180 days
RecurringYes
Chargeback riskYes - between Paypal and customer.
Chargeback periodWithin 8 weeks.
If this period is over, the customer can choose to do an unauthorized Direct debit report with the bank within 13 months of payment.
ChargeInstant Charge
Partial captures
Multiple partial captures
Resource packAvailable here