Billie

Billie is a leading B2B Buy Now, Pay Later payment method for business buyers. With Billie, business buyers get flexible payment terms, while merchants receive a guaranteed payout within 5 business days.

How it works

Key information

Available country codes*

*If you are an existing merchant for Billie or Klarna, the newly available countries might not be available automatically. Please reach out to Klarna and request these to be added.

DE, AT, SE, NL, FR, NO, CH, UK, DK, FI, ES, IT
Supported merchant locationsEuropean Economic Area (EEA), United Kingdom, Switzerland
Supported currenciesEUR(for DE, AT, NL, FR)

SEK(for SE)

NOK(for NO)

DKK(for DK)

GBP(for UK)

CHF(for CH)
Minimum transaction amountEUR 0.01

SEK 0.01

NOK 0.01

DKK 0.01

GBP 0.01

CHF 0.01

Maximum transaction amount*

*The stated maximum transaction values does not guarantee acceptance. Billie performs an approval check for every payment attempt (e.g., based on customer and risk criteria) and may reject transactions even within the allowed limits.

EUR 25,000.00

SEK 300,000.00

NOK 300,000.00

DKK 185,000.00

GBP 22,000.00

CHF 25,000.00
Session timeout1 hour
Supported operationsAuto-capture

Full capture

Partial capture (multiple)

Release authorization

Full refund

Partial refund (multiple)
Refund validity12 months
Settlement delay5 business days
RecurringNo
Chargeback riskYes
Chargeback period210 days

Integration details

API method namebillie
Supported API

Payments API

Orders API

Required fields

lines

billingAddress.organizationName

billingAddress.givenName

billingAddress.familyName

billingAddress.streetAndNumber

billingAddress.postalCode

billingAddress.city

billingAddress.country

billingAddress.email

Resource packAvailable here

For more details, head to our Place a hold for a payment guide.

Reduce chargeback risks

To lower the risk for chargebacks we recommend the following:

Capture funds when fulfilling the order

Specifically when it takes more than 24 hours to fulfil an order, make sure to authorize the payment first and capture the funds once you have shipped your products. See Place a hold for a payment guide.

Add a shipping address

Where applicable, add a valid shipping address to the payment. This information can help prevent disputes and chargebacks.