Klarna
Klarna offers better shopping with direct payments, pay later options, and instalment plans in a smoooth one-click purchase experience. Klarna payments support payments in most checkout processes, including online stores, mobile applications, and brick-and-mortar stores.
How it works

Key information
Available country codes | AT, BE, DK, FI, FR, DE, IT, IE, NL, NO, PT, ES, SE, IE, CH, UK |
Supported merchant locations | European Economic Area (EEA) , United Kingdom , Switzerland |
Supported currencies | EUR (for AT, BE, FI, FR, DE, IT, IE, NL, ES, IE), DKK (for DK), SEK for (SE), NOK (for NO), CHF (for CH), GBP (for UK) |
Minimum transaction amount | EUR 1.00 (or equivalent) |
Maximum transaction amount | AT , UK : EUR/GBP 10,000BE , FIN , DE , NL , ES : EUR 14,000 (or equivalent)DK : DKK 100.000FR , IT , PT , IE : EUR 4,000NO : NOK 150,000SE : SEK 150,000CH : CHF 13,000 |
Session timeout | 48 hours |
Supported operations | Auto-capture Partial capture (multiple) Full capture Release authorization Full refund Partial refund (multiple) |
Refund validity | 14 days |
Recurring | No |
Settlement delay | 5 business days |
Chargeback risk | Yes |
Chargeback period | 180 days |
Integration details
API method name | klarna |
Supported API | Payments API, Orders API |
Required fields | lines billingAddress.givenName billingAddress.familyName billingAddress.streetAndNumber billingAddress.postalCode billingAddress.city billingAddress.country billingAddress.email |
Resource pack | Available here |
For more details, head to our Place a hold for a payment guide.
Reduce chargeback risks
To lower the risk for chargebacks we recommend the following:
Capture funds when fulfilling the order
Specifically when it takes more than 24 hours to fulfil an order, make sure to authorize the payment first and capture the funds once you have shipped your products. See Place a hold for a payment guide.
Add a shipping address
Where applicable, add a valid shipping address to the payment. This information can help prevent disputes and chargebacks.
Updated 12 days ago