Klarna

Klarna offers better shopping with direct payments, pay later options, and instalment plans in a smoooth one-click purchase experience. Klarna payments support payments in most checkout processes, including online stores, mobile applications, and brick-and-mortar stores.

How it works

Key information


Available country codes	`AT, BE, DK, FI, FR, DE, IT, IE, NL, NO, PT, ES, SE, IE, CH, UK`
Supported merchant locations	`European Economic Area (EEA)`, `United Kingdom`, `Switzerland`
Supported currencies	`EUR` (for AT, BE, FI, FR, DE, IT, IE, NL, ES, IE), `DKK` (for DK), `SEK` for (SE), `NOK` (for NO), `CHF` (for CH), `GBP` (for UK)
Minimum transaction amount	EUR 1.00 (or equivalent)
Maximum transaction amount	`AT`, `UK`: EUR/GBP 10,000 `BE`, `FIN`, `DE`, `NL`, `ES`: EUR 14,000 (or equivalent) `DK`: DKK 100.000 `FR`, `IT`, `PT`, `IE`: EUR 4,000 `NO`: NOK 150,000 `SE`: SEK 150,000 `CH`: CHF 13,000
Session timeout	48 hours
Supported operations	Auto-capture Partial capture (multiple) Full capture Release authorization Full refund Partial refund (multiple)
Refund validity	14 days
Recurring	No
Settlement delay	5 business days
Chargeback risk	Yes
Chargeback period	180 days

Integration details


API method name	`klarna`
Supported API	Payments API, Orders API
Required fields	`lines` `billingAddress.givenName` `billingAddress.familyName` `billingAddress.streetAndNumber` `billingAddress.postalCode` `billingAddress.city` `billingAddress.country` `billingAddress.email`
Resource pack	Available here

For more details, head to our Place a hold for a payment guide.

Reduce chargeback risks

To lower the risk for chargebacks we recommend the following:

Capture funds when fulfilling the order

Specifically when it takes more than 24 hours to fulfil an order, make sure to authorize the payment first and capture the funds once you have shipped your products. See Place a hold for a payment guide.

Add a shipping address

Where applicable, add a valid shipping address to the payment. This information can help prevent disputes and chargebacks.

Updated 5 days ago