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Klarna

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Klarna offers better shopping with direct payments, pay later options, and instalment plans in a smoooth one-click purchase experience. Klarna payments support payments in most checkout processes, including online stores, mobile applications, and brick-and-mortar stores.

How it works

Key information

Available country codesAT, BE, DK, FI, FR, DE, IT, IE, NL, NO, PT, ES, SE, IE, CH, UK
Supported merchant locationsEuropean Economic Area (EEA), United Kingdom, Switzerland
Supported currenciesEUR (for AT, BE, FI, FR, DE, IT, IE, NL, ES, IE), DKK (for DK), SEK for (SE), NOK (for NO), CHF (for CH), GBP (for UK)
Minimum transaction amountEUR 1.00 (or equivalent)
Maximum transaction amountAT, UK: EUR/GBP 10,000
BE, FIN, DE, NL, ES: EUR 14,000 (or equivalent)
DK: DKK 100.000
FR, IT, PT, IE: EUR 4,000
NO: NOK 150,000
SE: SEK 150,000
CH: CHF 13,000
Session timeout48 hours
Supported operationsAuto-capture
Partial capture (multiple)
Full capture
Release authorization
Full refund
Partial refund (multiple)
Refund validity14 days
RecurringNo
Settlement delay5 business days
Chargeback riskYes
Chargeback period180 days

Integration details

API method nameklarna
Supported APIPayments API, Orders API
Required fieldslines
billingAddress.givenName
billingAddress.familyName
billingAddress.streetAndNumber
billingAddress.postalCode
billingAddress.city
billingAddress.country
billingAddress.email
Resource packAvailable here

For more details, head to our Place a hold for a payment guide.

Reduce chargeback risks

To lower the risk for chargebacks we recommend the following:

Capture funds when fulfilling the order

Specifically when it takes more than 24 hours to fulfil an order, make sure to authorize the payment first and capture the funds once you have shipped your products. See Place a hold for a payment guide.

Add a shipping address

Where applicable, add a valid shipping address to the payment. This information can help prevent disputes and chargebacks.

Updated 12 days ago