iDEAL in3 enables consumers to pay their purchases in three terms.
Where in3 excels as opposed to other BNPL payment methods is the fact that there is no negative credit that will be associated with your purchase, meaning the payment isn’t viewed as a loan. The customer is also paid the full amount after the consumer’s first payment with no capture required.

How it works

Key information

Available country codesNL
Supported merchant locationsNL
Supported currenciesEUR
API method namein3
Supported APIPayments API, Orders API
Minimum transaction amountEUR 50.00
Maximum transaction amountEUR 5,000
Session timeout48 hours
Supported operationsAuto-capture
Full capture
Full refund
Partial refund
Refund validity2 days
RecurringNo
Settlement delay11 business days
Chargeback riskYes
Chargeback periodUnlimited
Resource packAvailable here

❗️

Payment surcharge for BNPL payment methods are restricted by law in the Netherlands.