Beta feature
This feature is currently in beta testing, and the final specification may still change.
Perform a Verification of Payee (VoP) check. This allows you to verify the account holder name against the records held by the receiving bank before initiating a transfer.
The verification result indicates whether the provided name matches, closely matches, or does not match the name on file at the receiving bank. This helps prevent misdirected payments.
Simulating verification scenarios in test mode
In test mode, you can simulate various verification outcomes by adjusting the creditor name in the creditorBankAccount.accountHolderName property. This allows you to test all possible Verification of Payee results without needing special properties. The names are case insensitive.
| Account holder name | Scenario | Verification result | Suggested name | |----------------------------------------|-----------------------------------------------|---------------------|----------------| | John Close Match | Name closely matches the bank records | close-match | John Match | | John No Match | Name does not match the bank records | no-match | — | | John Unavailable | Verification is not available | not-available | — | | Any other name | Default: name matches the bank records | match | — |
Access with
Organization access token with business-account-payee-verifications.write