Create transfer

Beta feature

This feature is currently in beta testing, and the final specification may still change.

Create a SEPA Credit Transfer from your Mollie Business Account.

To initiate a transfer, you must provide the transfer scheme, the amount, the debtor IBAN (your Mollie Business Account IBAN), and the creditor (recipient) details.

Each request must include an Idempotency-Key header to prevent duplicate transfers, and must be signed using the X-Client-Signature and X-Client-Signed-At headers.

Simulating transfer scenarios in test mode

In test mode, you can simulate various transfer scenarios by adjusting the transfer amount. This allows you to mimic the typical status progression of a real-world transfer. Note that a transfer's progression will stop once it reaches a final status: blocked, failed, or processed.

| Amount | Scenario | Webhook sequence | |---------|----------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------| | 11.00 | Transfer initiated, pending review by Mollie | business-account-transfer.requestedbusiness-account-transfer.initiatedbusiness-account-transfer.pending-review | | 12.00 | Transfer initiated, blocked by Mollie | business-account-transfer.requestedbusiness-account-transfer.initiatedbusiness-account-transfer.pending-reviewbusiness-account-transfer.blocked | | 13.00 | Transfer initiated, failed on scheme submission | business-account-transfer.requestedbusiness-account-transfer.initiatedbusiness-account-transfer.failed | | Other | Default: transfer is processed | business-account-transfer.requestedbusiness-account-transfer.initiatedbusiness-account-transfer.processed |

Access with

Organization access token with business-account-transfers.write

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